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Difference between a Fixed-Rate and Adjustable-Rate Mortgage (ARM)

If you’re planning to buy your dream home, it pays off to spend time researching your mortgage options. Often in the excitement of buying a new home, people neglect to research different loan options. However, finding the best loan...

5 reasons why ULIPs are cost-efficient products

A Unit Linked Insurance Plan is a dual-benefit product, which is a mix of investment and insurance in a single integrated plan. It had been introduced in the Indian markets in the year 1971. However, after the launch of...

6 reasons why people fail at financial planning and how to overcome them

The life expectancy rate of the Indians can be on the rise. According to a report, the life expectancy rate has been increased by 11 years around the globe since the 1990s. Due to the rapidly growing life expectancy,...