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Why it isn’t a great idea to surrender ULIP after the lock-in period

A lock-in period can be a stipulated time frame during which you might be unable to withdraw your invested money. Under a Unit Linked Insurance Plan (ULIP), the lock-in period can be five years. During the ongoing tenure of...

An extensive walkthrough on single premium term insurance plan

Premiums can be a crucial component of every insurance product, whether it is traditional life insurance or non-traditional life insurance. When you buy life insurance products, you should pay the premium regularly in return for the coverage. After the...

Difference between a Fixed-Rate and Adjustable-Rate Mortgage (ARM)

If you’re planning to buy your dream home, it pays off to spend time researching your mortgage options. Often in the excitement of buying a new home, people neglect to research different loan options. However, finding the best loan...